{"id":3241,"date":"2019-08-12T21:05:09","date_gmt":"2019-08-12T21:05:09","guid":{"rendered":"https:\/\/frskonew.tempurl.host\/?p=3241"},"modified":"2019-08-12T21:05:09","modified_gmt":"2019-08-12T21:05:09","slug":"problemas-con-tu-tarjeta-bancaria-te-contamos-lo-que-sucedio","status":"publish","type":"post","link":"https:\/\/frsko.com\/recursos\/problemas-con-tu-tarjeta-bancaria-te-contamos-lo-que-sucedio\/","title":{"rendered":"\u00bfProblemas con tu tarjeta bancaria? &#8211; Te contamos lo que sucedi\u00f3"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; custom_padding_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb3.22.3&#8243; custom_padding=\u00bb25px|0px|0|0px|false|false\u00bb custom_padding_tablet=\u00bb0px||\u00bb][et_pb_row custom_padding_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb3.25&#8243; width=\u00bb92%\u00bb max_width=\u00bb92%\u00bb custom_padding=\u00bb27px|0px|0|0px|false|false\u00bb custom_padding_tablet=\u00bb0px||\u00bb use_custom_width=\u00bbon\u00bb width_unit=\u00bboff\u00bb custom_width_percent=\u00bb92%\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb3.25&#8243; custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb3.21.4&#8243; text_font=\u00bb||||||||\u00bb link_font=\u00bb|600|||||||\u00bb link_text_color=\u00bb#232b2b\u00bb border_width_bottom=\u00bb2px\u00bb max_width=\u00bb17%\u00bb max_width_tablet=\u00bb55%\u00bb max_width_phone=\u00bb60%\u00bb max_width_last_edited=\u00bbon|phone\u00bb custom_margin=\u00bb20px||20px||true\u00bb]<\/p>\n<p><a href=\"https:\/\/frsko.staging.wpmudev.host\/noticias\/\">Regresar a todos las entradas<\/a><\/p>\n<p>[\/et_pb_text][et_pb_post_title author=\u00bboff\u00bb featured_image=\u00bboff\u00bb _builder_version=\u00bb3.21.4&#8243; title_font=\u00bbNunito|800|||||||\u00bb title_font_size=\u00bb47px\u00bb title_line_height=\u00bb1.4em\u00bb meta_font=\u00bb|600||on|||||\u00bb meta_text_color=\u00bb#389199&#8243; max_width=\u00bb75%\u00bb max_width_phone=\u00bb95%\u00bb max_width_last_edited=\u00bbon|phone\u00bb title_font_size_tablet=\u00bb38px\u00bb title_font_size_phone=\u00bb34px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb3.25&#8243; width=\u00bb98%\u00bb max_width=\u00bb98%\u00bb custom_padding=\u00bb27px|0px|0|0px|false|false\u00bb use_custom_width=\u00bbon\u00bb width_unit=\u00bboff\u00bb custom_width_percent=\u00bb98%\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb3.25&#8243; custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_post_title title=\u00bboff\u00bb meta=\u00bboff\u00bb _builder_version=\u00bb3.21.4&#8243; max_width=\u00bb95%\u00bb max_width_last_edited=\u00bbon|phone\u00bb module_alignment=\u00bbcenter\u00bb][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb3.22.3&#8243;][et_pb_row column_structure=\u00bb2_3,1_3&#8243; use_custom_gutter=\u00bbon\u00bb gutter_width=\u00bb3&#8243; _builder_version=\u00bb3.25&#8243; width=\u00bb95%\u00bb max_width=\u00bb95%\u00bb use_custom_width=\u00bbon\u00bb width_unit=\u00bboff\u00bb custom_width_percent=\u00bb95%\u00bb][et_pb_column type=\u00bb2_3&#8243; _builder_version=\u00bb3.25&#8243; custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb3.21.4&#8243; header_font=\u00bb||||||||\u00bb header_3_font=\u00bbNunito|300|||||||\u00bb header_3_text_color=\u00bb#232b2b\u00bb header_3_line_height=\u00bb1.5em\u00bb custom_margin=\u00bb20px||20px||true\u00bb header_3_font_size_phone=\u00bb20px\u00bb header_3_font_size_last_edited=\u00bbon|desktop\u00bb]<\/p>\n<h3>El pasado s\u00e1bado, hubo problemas para los usuarios de tarjetas de cr\u00e9dito y d\u00e9bito. Problemas tales como, terminar de hacer la compra en el s\u00faper o la comida en un restaurante y no poder pagar porque no se aceptaba el pl\u00e1stico. A tal extremo como ir a un cajero y no poder disponer de efectivo por el mismo motivo.<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb3.21.4&#8243; text_font=\u00bb||||||||\u00bb text_font_size=\u00bb20px\u00bb text_line_height=\u00bb1.9em\u00bb header_4_font=\u00bb||||||||\u00bb header_4_font_size=\u00bb33px\u00bb min_height=\u00bb337px\u00bb custom_margin=\u00bb-6px||-6px||true|\u00bb text_font_size_phone=\u00bb18px\u00bb text_font_size_last_edited=\u00bbon|desktop\u00bb header_4_font_size_phone=\u00bb29px\u00bb header_4_font_size_last_edited=\u00bbon|desktop\u00bb]<\/p>\n<h4><\/h4>\n<h4><\/h4>\n<p>El problema empez\u00f3 a partir de las 10 de la ma\u00f1ana cuando iniciaron las complicaciones, y fue hasta alrededor de las 10 de la noche cuando termin\u00f3 todo, casi 12 horas de falla. Y a\u00fan se reportan problemas en algunos establecimientos y sitios.<\/p>\n<p>\u00a0Fue en la tarde del mismo s\u00e1bado que se dio a conocer el motivo: Prosa, una de las principales empresas de transacciones electr\u00f3nicas y que trabaja con bancos como Banorte, Santander, HSBC y Scotiabank, entre otros, registr\u00f3 fallas el\u00e9ctricas en su data de center de Santa Fe.<\/p>\n<p>Es decir, los usuarios con tarjetas de estos y otros bancos no pod\u00edan pagar ni retirar efectivo ni en cajeros propios ni ajenos; pero adem\u00e1s los negocios con terminales y puntos de ventas de esos bancos tampoco aceptaban pagos. Aunque BBVA y Citibanamex no registraron fallas, pues operan con otras empresas de transacciones; en Eglobal tampoco los pl\u00e1sticos eran recibidos si las TPV o cajeros eran de los otros bancos.<\/p>\n<p>Para Andr\u00e9s Vel\u00e1zquez, presidente y fundador de MaTTica y especialista en ciberseguridad, el argumento de Prosa es que el problema se debi\u00f3 a una falla el\u00e9ctrica. Sin embargo, dice, lo que llama la atenci\u00f3n es que no se hayan cambiando a un sistema alterno.<\/p>\n<p>\u00abCuando hablamos de infraestructura como la que tiene Prosa y los bancos inclusive puede llegar a ser necesario que tengas un sitio alterno para que si hay fallas, se cambien a \u00e9ste, pero que no haya un corte como lo vivimos\u00bb, subraya.\u00a0<\/p>\n<p>En entrevista, comenta que empresas como esta deben tener planes de continuidad del negocio, y en muchas ocasiones estos no s\u00f3lo deben ser por escrito, sino que tambi\u00e9n deben hacerse simulacros cada determinado tiempo, para que la organizaci\u00f3n pueda llegar a reaccionar en una situaci\u00f3n como esta.\u00a0<\/p>\n<p>No obstante, la Condusef, pide revisar estados de cuenta tras falla en pagos con tarjeta. La dependencia destac\u00f3 la importancia de que los usuarios revisen los saldos y movimientos en sus tarjetas de cr\u00e9dito y d\u00e9bito, para verificar que no hayan sufrido anomal\u00eda, a fin de que la brevedad notifique a su banco o instituci\u00f3n financiera emisora de su tarjeta, el problema que hayan tenido.\u00a0\u00a0<\/p>\n<p>De acuerdo con informaci\u00f3n del Banco de M\u00e9xico (Banxico), se puede estimar que el n\u00famero de operaciones diarias con tarjetas de cr\u00e9dito y d\u00e9bito es de alrededor de 16.4 millones, de las cuales el 82.2% se efect\u00faa con d\u00e9bito, y el restante 17.3% con tarjeta de cr\u00e9dito. Respecto a las domiciliaciones, el promedio por el d\u00eda es de 78,300 operaciones.\u00a0<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb3.25&#8243; custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_sidebar _builder_version=\u00bb3.21.4&#8243; background_color=\u00bb#f7f7f7&#8243; custom_padding=\u00bb35px|35px|35px|35px|true|true\u00bb][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; custom_padding_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb3.22.3&#8243; custom_padding=\u00bb25px|0px|0|0px|false|false\u00bb custom_padding_tablet=\u00bb0px||\u00bb][et_pb_row custom_padding_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb3.25&#8243; width=\u00bb92%\u00bb max_width=\u00bb92%\u00bb custom_padding=\u00bb27px|0px|0|0px|false|false\u00bb custom_padding_tablet=\u00bb0px||\u00bb use_custom_width=\u00bbon\u00bb width_unit=\u00bboff\u00bb custom_width_percent=\u00bb92%\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb3.25&#8243; custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb3.21.4&#8243; [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3246,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[6],"tags":[],"class_list":["post-3241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/posts\/3241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/comments?post=3241"}],"version-history":[{"count":0,"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/posts\/3241\/revisions"}],"wp:attachment":[{"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/media?parent=3241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/categories?post=3241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frsko.com\/recursos\/wp-json\/wp\/v2\/tags?post=3241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}